Glossary term
Rate filing
Rate filing: An insurer's submission to a state regulator to change its rates. Approved filings apply to all policyholders in the affected territories.
Where this term matters
Guides and entries on this site that use the term.
Guide
Why Car Insurance Went Up With No Claims or Tickets
The reasons a premium rises when your record is clean: base-rate increases, territory re-rating, lost discounts, age-band changes, credit shifts and vehicle symbol updates.
Entry
How Long Does an Accident Stay on Your Car Insurance Record?
Learn how long an at-fault accident affects your car insurance rates, how insurer surcharges work, and how to lower your premium while waiting for it to clear.