Glossary term
Lookback period
Lookback period: How many years of record an insurer rates—three and five are common.
Where this term matters
Guides and entries on this site that use the term.
Guide
How Your Driving Record Affects Car Insurance
What tickets, at-fault accidents, claims and a DUI do to a premium, how long each stays in rating, and how insurers look back.
Entry
How Long Does an Accident Stay on Your Car Insurance Record?
Learn how long an at-fault accident affects your car insurance rates, how insurer surcharges work, and how to lower your premium while waiting for it to clear.