Glossary term
Deductible
Deductible: What you pay before collision or comprehensive pays. Higher deductibles lower premiums.
Where this term matters
Guides and entries on this site that use the term.
Guide
How to Lower Car Insurance That Is Too High
A prioritised list of actions that lower a high premium—comparing, coverage changes, deductibles, telematics, discounts, vehicle and mileage—with realistic savings.
Entry
How to Read Your Car Insurance Declarations Page
Line by line: coverages, limits, deductibles, rated drivers, vehicle symbols, discounts and surcharges—and what each tells you about why your premium is high.
Entry
When to Drop Collision and Comprehensive Coverage on an Older Car
Discover when it makes financial sense to drop collision and comprehensive coverage, how the 10x rule works, and how to evaluate your vehicle's cash value.
Entry
How to Get Car Insurance After a Coverage Lapse: Practical Steps and Costs
Understand what happens after a car insurance lapse, how insurers price coverage gaps, and practical steps to secure an affordable policy again.